Hello and welcome to my blog where I explore ways to save money! Some of the topics that I discuss here include:

  • inexpensive meals & recipes
  • savvy shopping (yard sales, thrift stores, dollar stores, discounted grocery stores, etc.)
  • how to maintain a successful budget and reduce spending
  • free tools (lists, planners and more)
  • ways to earn a little extra money

I started Prudent Penny Pincher in July 2016.



My name is Stephy. I became a "penny pincher" in college to save what little money I had after tuition, books and transportation expenses sucked my budget dry. Once I graduated with my master's degree and couldn't find employment within my field, those thrifty skills I learned came in handy again because every penny mattered when I was unemployed and living on what was left of my savings.

Since then, my circumstances have improved because of what I learned about budgeting and saving money which allowed me to stretch my money further. I wanted to share my experiences with others struggling with finances or those who simply wanting to learn to save money.

Want to know more? Here are some fun facts about me:

  • I LOVE coffee!
  • One of my favorite hobbies is traveling, which I am only able to do by saving money & budgeting.
  • I am 30 years old
  • I have a BA in English Literature and an MA in Library and Information Science
  • My goal is to earn a living by working at home.
  • I listen to classical music.
  • I have two cats.
  • In my down time, I enjoy cuddling with my cats and reading a good book
  • Last but not least, I am a Frugalista and am passionate about saving money!

Disclosure Policy

Disclosure Policy for Prudent Penny Pincher

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This blog does not contain any content which might present a conflict of interest.

Prudent Penny Pincher does have some affiliate links and ads that will pay out a SMALL commission if you happen to purchase something through them. When purchasing through these links, your price will NEVER increase, rather it gives credit for driving business to the companies I am an affiliate for.

Prudent Penny Pincher is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

Prudent Penny Pincher is now open to receive advertisements that will appear in our sidebar.

This blog is a personal blog written and edited by me. For questions about this blog, please contact stephy@prudentpennypincher.com.

Privacy Policy

Privacy Policy for Prudent Penny Pincher

At http://prudentpennypincher.com, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by http://prudentpennypincher.com and how it is used.

Log Files
Like many other Web sites, http://prudentpennypincher.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons
http://prudentpennypincher.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie
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Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include ....

  • Google Adsense
  • Commission Junction
  • Amazon

These third-party ad servers or ad networks use technology to the advertisements and links that appear on http://prudentpennypincher.com send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

http://prudentpennypincher.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. http://prudentpennypincher.com's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at stephy@prudentpennypincher.com.

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