500 Frugal Money Saving Tips

This is the ULTIMATE list of ways to save money. This list includes hundreds of ways to save money on groceries, bills, household expenses, entertainment, travel, transportation, healthcare and much more! Some of these tips are simple and easy to follow while other tips require more effort and time to implement so there is something here for everyone regardless of your financial situation. If you just try one or two tips, you won’t save much money, but if you apply as many tips as you can, you will save you several thousand dollars a year.

Grocery Money Saving Tips

1. Know average prices of foods
2. Use coupons
3. Browse weekly ads
4. Use cash back and rebate grocery apps like Checkout 51, Ibotta or Savings Catcher
5. Develop a grocery budget
6. Make a meal plan
7. Build your meal plan off weekly sales on meats
8. Stretch meat further by adding it to pastas or rice and serving it with veggies, beans, bread, salad or starches
9. Use a shopping list
10. Grocery shop at ALDI. Prices are 50% less than other grocery stores.
11. Use cloth bags instead of buying new ones (e.g. at ALDI)
12. Buy in bulk
13. Cook in bulk and freeze the rest for later
14. Shop at Dollar Tree for things like spices and flour tortillas
15. Cook from scratch. Make your own bread, croutons, granola bars, mixes, pasta sauce, salad dressing, and pie crust
16. Buy generic foods
17. Don’t buy convenience and pre-made grocery items.
18. Buy produce that’s in season
19. Only grocery shop once a week or once a month
20. Buy frozen meat
21. Make your own spice blends (e.g. taco and chili seasoning)
22. Have a Meatless Monday
23. Pack your lunch for work and school
24. Don’t waste food or let it go bad
25. Have a leftover night
26. Don’t buy individual portioned foods like cheese sticks, yogurt or small bags of chips
27. Don’t shop hungry
28. Check out your local salvage grocery store
29. Shop the clearance aisles in the grocery store
30. Sign up for loyalty programs
31. Skip the deli
32. Eat breakfast so you won’t overeat at lunch
33. Use your freezer more
34. Divide your meat into portions when you buy in bulk. Portion it a little less than you normally would (3/4 lb. instead of a whole pound) and it will stretch your meat further.
35. Grow your own herbs
36. Don’t buy fresh herbs at the grocery store
37. Grate your own cheese
38. Choose Items with less packaging. They will cost less.
39. Have a no grocery week or weekend and just cook what’s in your pantry
40. Use lemon juice to preserve fruits and vegetables (e.g. apples, pears)
41. Check out 150 Things You Can Make Instead of Buying To Save Money
42. Buy bagged potatoes instead of individual potatoes
43. Know what days to shop to get the manager specials
44. Watch the cashier to reduce pricing errors
45. Buy healthy food instead of junk food. Processed food can be expensive
46. Have breakfast food for dinner. Breakfast food is cheaper.
47. Don’t buy soda or any flavored drinks
48. Buy frozen or canned vegetables when it’s cheaper
49. Substitute inexpensive vegetarian foods such as beans, eggs, tofu, and legumes for more expensive meat
50. Buy a whole chicken instead of just the breasts and use the extra meat to make more meals (ex: chicken salad sandwiches, chicken pot pie)
51. Grow your own fruits and vegetables
52. Use less milk in your cereal, coffee and recipes. Use water as a substitute when you can.
53. Use powdered milk instead of regular milk
54. Make meals from food you already have in your pantry. For example, if you have a lot of canned beans, then think of meals with beans (e.g. chili, bean soup, beans and rice)
55. Pay for groceries with cash. It will make you stick to your budget.
56. Eat produce that will go bad first (like bananas, lettuce and strawberries)
57. Buy frozen fruits for pies and smoothies
58. Buy cheap cuts of meat and make crock pot meals out of them
59. Learn how to can your own fruits and vegetables
60. Cook dried beans instead of canned
61. Use your slow cooker
62. Shop at specialized stores (e.g. Asian markets, ethnic grocery stores). Items are cheaper there than regular grocery stores.
63. Regrow vegetables (e.g. celery, green onions, romaine lettuce)
64. Stock up on sale items
65. Buy local
66. Avoid impulse buys when shopping
67. Buy produce at farmer’s markets
68. Get a credit card with cash back rewards on groceries. It only helps you save money if you pay it off in full every month
69. Reuse coffee grounds
70. Make your own baby food
71. Make a list of cheap recipes to build your meal plans with
72. Make your coffee at home and take it with you
73. Give up coffee all together, if you can
74. Get a rain check if sale items are sold out
75. Buy bread at bread outlets
76. Use food scraps (bread crust for croutons, apple peels for apple cider vinegar)
77. Buy canned meat and fish
78. Substitute cheap ingredients for expensive ones
79. Time your grocery store trip wisely. Know when the best days and times to go to get special deals.
80. Check unit prices when buying in bulk
81. Do batch freezer cooking
82. Buy a cast iron skillet. It will last you a lifetime.
83. Cook with frugal foods (e.g. beans, lentils, soups, oats)
84. Don’t automatically throw out food that is past its best buy date. It doesn’t necessarily mean its bad.
85. Save bacon grease to use for cooking oil
86. Store food properly to make it last longer
87. Freeze foods to keep them from getting stale or going bad
88. Keep snacks in the car to avoid buying snacks while you are out
89. Drink water
90. Make your own flavored water
91. Don’t buy bottled water
92. Buy a whole ham and get it sliced for cheaper lunch meat
93. Get a reusable bottle for water when you are on the go
94. Install a sink filter
95. Know when to skip organic
96. Join a warehouse club
97. Pay attention to expiration dates
98. Join a co-op
99. Keep an inventory of your pantry so you know what you have and what you need
100. Pick your own fruits from an orchard
101. Consider buying a deep freezer to store bulk items for extended period
102. Don’t eat out or eat out less often
     

     Eating Out Money Saving Tips

103. Order water
104. Don’t buy alcohol
105. Sign up for emails alerts to get coupons
106. Share an entrée
107. Order to go
108. Plan ahead. Look at restaurant menus online and decide where you can get the best food for the best price. Trip Advisor, Yelp or Foursquare can help with that.
109. Check restaurant websites to find coupons or discounts.
110. Use dining certificates, but be sure to read the fine print before you buy.
111. Have a small snack at home first so you don’t order too much at the restaurant
112. Eat at buffets
113. Buy discounted gift cards from Gift Card Granny
114. Order from the value/specials menu
115. Go to mom and pop diners instead of chain restaurants. Typically, prices will be cheaper and portions will be bigger.
116. Get free food on your birthday
117. Order from the kids menu
118. Skip desserts
119. Tip based on the service you receive. Don’t automatically tip 15%
120. Go to restaurants that use student, military or senior discounts (if applicable)
121. Choose takeout over delivery
122. Buy an appetizer instead of a meal
123. Instead of ordering a pizza from Dominos, get the ingredients from the store and make it yourself or buy a frozen pizza. It will cost 50% less.
124. Instead of going out for dinner, eat at home and just go out for dessert
125. Take the survey at the bottom of your receipt to receive free food
126. Look for restaurant coupons from Valpak
127. Go to restaurants where kids eat free
128. Go out for lunch or during happy hour instead of dinner
     

     Ways to Save Money on Bills and Finances

129. Contact companies about lowering your bills. Many companies are willing to take $10-$20 off your bill every month to keep you as a customer.
130. Turn off the dry cycle on the dishwasher and let the dishes air dry
131. Use a prepaid cell phone
132. Use a clothesline instead of a dryer
133. Cancel your home phone service
134. Keep your fridge coils clean. It will help it run more efficiently.
135. Turn lights off when you’re not in the room
136. If you have credit cards, try to negotiate interest rates
137. Do your own taxes
138. See if your company or university alumni offers discounts on gym memberships, cell phone plans, hotels, etc. I get 20% off my cell phone bill every month this way.
139. Use the snowball method to repay any debts
140. Always shop around for insurance before it renews every year
141. Get magic jack if you really need to have a home phone
142. Use Netflix, Roku or Hulu instead of cable TV (see Ultimate Guide to Cutting the Cable Cord for more alternatives to cable)
143. Buy your own modem so you don’t have to pay $5 a month to rent the modem from the internet company
144. Make a budget
145. Use online banking and go paperless. Some banks charge a fee to send you paper statements!
146. Install storm windows if you have harsh winters
147. Don’t pay interest on credit cards
148. Mix by hand to save on electricity
149. Consider a cash only budget for dining out, entertainment and shopping to ensure you don’t overspend
150. Don’t use credit cards
151. Unplug electronics and appliances before you leave your home and at night when you sleep
152. Turn clothes inside out when washing to maintain their appearance
153. Check plumbing for leaks
154. Install low flow faucets and showerheads
155. Get a programmable thermostat ― improves AC efficiency
156. Use curtains and blinds to keep the sun out
157. Seal cracks around windows and doors with weather stripping
158. Use energy efficient light bulbs
159. Shorten your dryer-vent hose
160. Use a surge protector
161. Wear clothes more than once before you wash them
162. Only wash clothes once a week
163. Run appliances at night to avoid peak energy prices
164. Schedule a furnace or boiler tune-up
165. Use ceiling fans and raise thermostat
166. Change your AC filter regularly
167. Insulate your hot water heater
168. Install dimmer switches
169. Slow down your internet service
170. Improve your credit score to save money on interest
171. Maximize air flow. For example, position a fan to blow air out a window when it’s hot.
172. Boil water in the microwave instead of on the stovetop. It uses 50% less power.
173. Perform regular air conditioning maintenance
174. Drain your water heater once a year to prevent buildup of sediment on the heating coil
175. Fix leaky facets
176. Try to go cash-only on the weekends
177. Spend less than you earn
178. Use a space heater instead of the furnace when possible
179. Use ceiling fans in summer and reverse their direction in winter time to keep warm air circulating
180. Keep drapes and blinds shut during the day to block out sun
181. Wash clothes in cold water
182. Always wash full loads of clothes
183. Get a water heater timer
184. Use a budget tracking app
185. Invest in Energy Star appliances
186. Plug electronics Into power strips
187. Turn off the water when you aren’t using it (e.g. brushing teeth, shaving and shampooing)
188. Check for loose roof shingles and secure them with roof cement
189. Use the microwave instead of the oven when possible
190. Consider planting trees to shade your home during the summer
191. Adjust the temperature on your water heater to 120 degrees
192. Pay your bills online to avoid late fees
193. Start a savings account
194. Make financial goals
195. Transfer debt to a lower interest credit card with a 0% balance transfer. You have to pay it off before the interest offer expires though.
196. Increase your automobile insurance deductible
197. Get an interest-bearing checking account
198. Stop paying for unused memberships
199. Use free online phone services to make calls
200. Get a free or low-cost home energy audit from your energy company
201. Monitor your bank account and be conscious of your spending
202. Consider using alternate energy to save on grid electricity cost
203. Ask to have fees waived. (e.g. installation fees, bank fees, deposits, etc.)
204. If you can, pay auto insurance annually to get a discount
205. Try money saving challenges
206. Wear sweaters, cozy pajamas and slippers around the house in the winter and don’t turn the heat up too much
207. Comparison shop for the best cell package that meets your needs
208. Check your bills. Sometimes you will end up being overcharged
209. Live below your means
210. Avoid ATM fees and overdraft fees
211. Save your change. It adds up over time.
212. Switch to a credit union or community bank
213. Consider renting out space in your home that you don’t use like a guest bedroom on AirBnB
214. Setup automatic direct deposit into your savings account every pay period
215. Consider moving to a less expensive city
216. Add the money you’ve saved from these tips to your savings account
     

     Ways to Save Money Around the House

217. Make your own laundry detergent, dishwasher liquid and fabric softener
218. Use baking soda to clean your house instead of buying expensive cleaning products
219. Use homemade magic erasers instead of sponges to clean your house
220. Or cut your sponges in half to save money
221. Turn your bar of soap into a gallon of liquid soap
222. Recycle your printer cartilages at Staples to get coupons
223. Refill your ink cartridges
224. Use both sides of paper
225. Use free software instead of paid software (e.g. Google Docs or OpenOffice instead of Microsoft Office)
226. Combine soap leftovers and use them
227. Use a push mower instead of a gas one
228. Use distilled vinegar to disinfect floors and clean glass
229. Use baking soda to deodorize your house (e.g. litter box, pet accidents, refrigerator)
230. Use a wind up clock instead of an electric one
231. Compost scraps to use in your garden
232. Replace aluminum foil with bake ware with lids
233. Save empty jars to use for food storage or household items
234. DIY only when it saves you money
235. Reuse wrapping paper
236. Cover your pool when it’s not in use
237. Flush the toilet less. If it’s yellow, let it mellow, if it’s brown flush it down.
238. Replace garbage bags with used grocery store bags.
239. Purify the air with houseplants
240. Learn how to do your own repairs
241. Use reusable paper towels or hand cloths
242. Use rechargeable batteries
243. DIY Goo Gone
244. Use borax for pest control, stain removing, and cleaning. Here are 20 uses for borax.
245. Repurpose what you have
246. Wash your own car
247. Use cloth napkins instead of paper napkins
248. Save grocery bags and bread bags in place of zip-loc bags
249. Get home improvement supplies second hand at places like Habitat for Humanity or discount warehouses.
250. Buy used tools at thrift stores and yard sales
251. Rent or borrow tools you only plan on using once or twice
252. Use less household products (shampoo, laundry detergent, soap, etc.)
253. Do your own home maintenance. There are many DIY tutorials on YouTube and Google to help you.
254. Use reusable food containers instead of plastic baggies
255. Reuse egg cartons for ornament storage or to start seedlings
256. De-clutter your home and sell unused items on Craigslist, EBay, Amazon, or in a yard sale
257. Do your own yard work
258. Use baking soda to remove crayon, pencil, ink, and scuff marks
259. Cut up old t-shirts and use them as cleaning rags
260. Save wood pallets to make furniture and decorations
261. Use shoeboxes as organizers and storage containers
262. Repurpose every day items into something new (e.g. make a tote out of a pillowcase or a use a cereal box as a desk organizer)
263. Make your own candles or air fresheners

Personal Expense Money Saving Tips

267. Only get your hair cut twice a year
268. DIY manicure
269. Get discounted or free hair cuts at beauty schools
270. Use old toothbrushes for scrubbing small areas
271. Make your own hand sanitizer
272. Stock up on toiletries when they are on sale
273. Sign up for your pharmacy’s loyalty program
274. Simplify your beauty regime
275. Join the Dollar Shave Club
276. Get free product samples at makeup counters or on the internet
277. Buy personal care items in bulk
278. Mix your foundation with lotion to make it last longer
279. Make your own beauty products
280. Make your own personal care products (e.g. shampoo, lotion, toothpaste, deodorant)
281. Instead of having your hair dyed at a salon, dye it at home
282. Look for more effective packaging. Products with less packaging will be cheaper.
283. Make skin scrubs out of sugar or salt
284. Use olive oil as a moisturizer and makeup remover
285. Buy makeup that does double duty
286. DIY shaving cream
287. Use cloth diapers
288. DIY your manicures and pedicures
289. Shop at Dollar Tree for the beauty products you want, but with lower price tags.
290. Add water in 3 -1 ratio to shampoo or body wash without reducing their effectiveness
291. Squeeze out the last bit of product. 10% of most products go unused.
292. For special events, go to a beauty school to have your makeup done for free or cheap.
293. Use a Diva Cup instead of disposable feminine hygiene products
     

     Shopping Money Saving Tips

294. Never pay full price
295. Use coupons, promo codes and other discounts
296. Never pay for shipping. Many stores offer free shipping deals or free pickup options.
297. Use old jeans for patches and to upcycle them into purses or shopping bag
298. Price match
299. Repair clothes instead of throwing them out
300. Use a razor to shave off clothes pilling
301. Buy cleaning products and household items from Dollar Tree
302. Buy used bakeware, dishware and home décor at thrift stores or discount home stores
303. Consider quality over quantity
304. Use clear nail polish to stop runs in tights and prevent loose buttons from falling off
305. Make your own stain remover for clothes
306. Buy used clothes from thrift stores, consignment shops, or Plato’s Closet
307. Shop out of season
308. If you want to buy new clothes, shop at off price retailers like Burlington or TJ Maxx
309. Don’t store your credit / debit cards online. It will help you resist the temptation to buy things on impulse.
310. Shop clearance racks
311. Check out the free section of Craigslist
312. Haggle when appropriate (usually for big purchases like used cars, appliances, rent, insurance)
313. Make your own gifts for holidays and birthdays
314. Have a no spend weekend
315. Consider buying refurbished electronics
316. Take advantage of price matching
317. Don’t do flash sales and cancel any email alerts for them so you won’t be tempted
318. Rent or borrow clothes for special occasions
319. Learn how to sow your own clothes
320. Use cash back apps like Ebates when you make online purchases
321. Avoid malls
322. Buy video games at used video game stores, Craigslist or thrift stores
323. Buy video games that have a lot of replay value
324. Instead of buying new books, movies and CDs, magazines, check them out from the library. See my post about 150 Free Things that Libraries Offer
325. If you want to buy Blu-Rays, DVDs, books, CDs for your collection, then buy them at thrift stores, used DVD stores or Amazon (many popular media items go for one penny + shipping on Amazon)
326. Swap books, music, and DVDs with friends
327. Comparative shop online
328. Skip extended warranties
329. Try buying clothes second hand from online websites like Poshmark and ThredUp
330. Sign up for free samples
331. Get freebies
332. Buy things out of season (e.g. swimsuits and patio furniture after summer)
333. Buy toys from thrift stores
334. Shop resellers for designer items
335. Don’t sign up for store credit cards
336. Visit outlet stores
337. Have a clothing swap
338. Don’t spend money when you’re emotional
339. Go to flea markets and garage sales
340. Buy used furniture from thrift stores, consignment stores or Craigslist and give them a makeover to match your décor.
341. Buy quality clothes because they will last longer
342. Research big purchases thoroughly
343. Shop at discount stores for uniforms
344. Avoid buying dry clean only clothes
345. Know when to buy things
346. Think before you buy. Ask yourself: Is the item really worth the number of hours I worked to pay for it?
347. Take your credit card out of your wallet before you go shopping, to avoid impulse buys
348. Don’t go shopping just because you’re bored
349. Use layaway instead of credit cards; it’s interest free.
350. Don’t buy something just because it’s on sale
351. Wait 72 hours before making a big purchase to ensure you don’t end up with buyer’s remorse
352. Buy birthday cards at Dollar Tree (They are $0.50!)
353. Or make your own birthday cards to give it a personal touch
354. Give baked goods as presents
355. Shop After Christmas sales and Black Friday sales
     

     Entertainment Money Saving Tips

356. Have potluck parties
357. Invite friends over instead of going out
358. Pick up an inexpensive hobby or a hobby that you can profit from
359. Do outdoor activities like hiking or camping
360. For parties, buy gift wrap and party supplies at Dollar Tree
361. Find cheap entertainment on Groupon or Living Social. A couple of months ago, I got $4 movie theater tickets from Groupon!
362. Go to matinee movies for discounted prices
363. Entertain yourself by learning handy DIYs
364. Go to free festivals and fairs
365. Have a DIY spa day
366. Find free local activities on your city’s website
367. Go to the beach
368. Have a book swap
369. Try virtual fitness classes instead of paying for a gym membership
370. Read magazines online (usually free)
371. Visit the weekend farmer’s market
372. Have a BBQ
373. Play a free computer game
374. Go dancing when there is free cover charge
375. Download free e-books
376. Don’t buy online tickets to avoid the convenience fee charge
377. Have a movie marathon
378. Go fishing
379. Ride a bike on a scenic bike trail
380. Try a new recipe
381. Plan a vacation
382. Start a book club
383. Play some video games
384. Try geocaching
385. Have a game night
386. Purchase a discount book
387. Tour a local farm
388. Take brewery tours
389. Play cards
390. Go swimming
391. Cancel magazine and newspaper subscriptions
392. Go to art galleries
393. Volunteer
394. Stream free music from Pandora or Spotify
395. Watch free movies or TV shows on Crackle
396. Play sports
397. Binge watch a great TV show on Netflix
398. See plays at your local theater – student or amateur performances
399. Visit your community center for free/cheap activities
400. Look up free day admission to museums, zoos, aquariums, etc.
401. Take free classes at your local library or online
     

     Transportation & Travel Expense Money Saving Tips

402. Use Gas Buddy to find the cheapest gas in the area
403. Walk or use public transportation when possible
404. Clean out your car to increase gas milage
405. Don’t speed. It decreases fuel economy
406. Consider only having one car
407. Consider public transportation or car pooling
408. Improve your fuel efficiency
409. Consolidate your errands
410. Reduce your commute
411. Buy a good used car with less than 30,000 miles on it instead of a new car
412. Avoid idling your car
413. Rotate your tires
414. Change your car’s air filter every 3 months. It increases your gas mileage by 7%.
415. Buy discounted gas gift cards at Gift Card Granny or Cardpool
416. Rolling windows down increases fuel economy by 9.5%
417. Take advantage of car insurance discounts
418. Make sure your tires are inflated to save on gas mileage
419. Avoid toll roads
420. Consider telecommuting jobs
421. Use discounts like AAA or Student IDs
422. Travel during off season
423. Pack food for road trips and bring a cooler
424. Plan your trip in detail
425. Create a travel budget
426. Be flexible about where and when to get the best airfare deals
427. Book in advance
428. Fly red-eyes or early morning
429. Avoid flying on weekends. Tuesday and Wednesday’s are the cheapest days to fly.
430. Consider multiple routes when booking flights
431. Fly to a hub city and drive from there
432. Visit the local tourist information office and get brochures with coupons in them
433. Join a frequent flyer program
434. Have a stay-cation
435. Make sure you are not being charged additional fees when renting a car
436. Skip the tourist trap activities and go sightseeing. Take scenic drives, hike, have picnics, go to National Parks, see historic sites
437. Use a travel credit card with great rewards
438. Track airfare price changes with Kayak and get e-mail alerts when the price drops
439. Consider AirBnB, hostels, or camping instead of hotels and motels
440. Don’t pay baggage fees. Bring a carry on instead.
441. Sign up for hotel loyalty programs to get discounts and free stays
442. Look into hidden city ticketing
443. Find local getaways
444. Use websites like Priceline or Expedia to find the best deals on hotels
445. Try the Rome 2 Rio transportation search engine to find the cheapest way to get to your destination
446. Consider a travel package
447. Eat like a local
448. Have picnics instead of eating out at restaurants
449. Try to pick a hotel with free breakfast included
450. Save hotel toiletries so you wont have to buy travel sized bottles on your next trip
451. If you can’t, then grab cheap breakfast items from a grocery store (banana, bagel, etc.) and not from a café or coffee shop!
452. Get discounted travel gift cards
453. Pack light and book online
454. Use a coupon book for traveling
455. Be aware of roaming fees when you travel
456. Find coupons for rental cars
457. Dollar and Thrifty have the best deals on rental cars
458. Consider driving instead of flying. It’s usually cheaper.
459. Eat outside the tourist zone. Use Foursquare, Yelp or Trip Advisor to find good food at low prices.
460. Check for special deals or mistake fares with websites like Secret Flying or The Flight Deal
     

      Health Expense Money Saving Tips

461. Buy generic medications
462. Get discounts on medication with http://www.goodrx.com/
463. Try home remedies before buying medications
464. Get over the counter medications at Dollar Tree
465. Get contact lens from DiscountContactLens.com
466. Negotiate expensive medical bills
467. Give up unhealthy habits like smoking
468. Focus on preventative care
469. Make sure you’re paying a fair price for healthcare
470. If you don’t have dental insurance, then go to dental schools to get cheap exams and teeth cleanings.
471. Wash your hands so you don’t get sick
472. Try mail order for long term medications
473. Ask your doctor for samples for short term medications
474. Practice healthy habits
475. Thoroughly research different benefit options before making a selection
476. Don’t buy supplements
477. Order medications in bulk
478. Negotiate prices at hospitals and doctor’s offices
479. Visit a retail health clinic for smaller problems
480. Fight back with denied claims
481. Visit the Partnership for Prescription Assistance website to receive discounts on medications
482. Try mom and pop pharmacies for lower prices on medications
483. Keep your current frames when you upgrade your eye glass prescription
484. Double check your medical bill. 8 out of 10 hospital bills contain errors.
485. Avoid the ER when possible
486. Check out discount health plans
487. Take advantage of free screenings
488. Reduce your prescription co-pays
489. Enroll in a discount dental plan
490. Follow your doctor’s orders otherwise you could end up with more medical bills
491. Compare costs for lab tests
492. Check drug manufacturer’s website for coupons or discounts
493. Consider a high-deductible plan
494. Choose cheaper fillings
495. Check out low-cost or free health clinics
496. Use in-network care providers
497. Research service costs online
498. Pay in cash to receive discounts on your doctor’s bill
499. Create a payment plan if you can’t pay your bill off in full
500. Establish a health savings account
501. Consider using telemedicine
502. Always get a second opinion if the doctor is recommending expensive procedures
503. Know what your insurance covers and does not cover
504. Get free preventative care like flu shots
505. If you’ve had Medicare Part B for more than 12 months, you get a free wellness visit every 12 months so be sure to use it
506. EyeCare America provides eye care through volunteer ophthalmologists at no cost to seniors who qualify.
507. Use coupons to save on over the counter medications
508. Buy a year’s supply of contact lenses before your prescription expires so you don’t have to pay for the eye exam every year. For most people, having an exam every other year is sufficient.
509. Buy glasses at low cost online retailer like http://eyebuydirect.com/

Do you have any money saving tips?
If so, please leave a comment. I would love to hear about them!